Terms of Service

1. Acceptance of Terms

By accessing or using the Prestige Coverage Group LLC website, you agree to be bound by these Terms of Service. If you do not agree, please do not use our website.

2. Use of Website

This website is provided for informational and educational purposes related to life insurance. You may use this website for personal, non-commercial purposes. You agree not to:

• Use the website for any unlawful purpose
• Transmit any harmful, fraudulent, or deceptive content
• Attempt to gain unauthorized access to any portion of our website
• Collect or harvest personal information from other users

3. Insurance Information Disclaimer

The information on this website is provided for general educational purposes only and does not constitute insurance advice. Coverage availability, rates, and terms vary by state, carrier, and individual circumstances. Actual coverage is subject to the terms and conditions of the issued policy.

4. No Guarantee of Coverage

Submitting a quote request or inquiry does not guarantee insurance coverage. All applications are subject to underwriting approval by the applicable insurance carrier. Prestige Coverage Group LLC makes no representations or warranties regarding the availability or approval of any insurance application.

5. Limitation of Liability

To the maximum extent permitted by law, Prestige Coverage Group LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or our services. Our total liability for any claim shall not exceed the fees paid by you, if any, in the preceding 12 months.

6. Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. We are not responsible for the content or privacy practices of third-party websites.

7. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Prestige Coverage Group LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

8. Governing Law

These Terms of Service shall be governed by and construed in accordance with applicable federal and state laws. Any disputes arising from these terms shall be resolved through binding arbitration or in the courts of competent jurisdiction.

9. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website constitutes acceptance of the updated terms.

10. Contact

Questions about these Terms of Service may be directed to: